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Special product offers for you

As a member of the American Academy of Family Physicians (AAFP), you're eligible to receive special offers
on Laurel Road products by applying through this page. Enter code AAFP2022 if prompted.

Personal Lending

Member Names get a 0.25% rate discount on a personal loans.1

Borrow up to $80,000 with a personal loan if you’re in practice or within 12 months of completing training and have a signed contract to practice.2 for opening a new account.

  • Low fixed rates
  • No application, origination fees, or prepayment penalties
  • 0.25% AutoPay discount3
Student Loan Consultation

Weigh your student loan options with an expert guide.

If you have a federal student loan, you can schedule a free 30-minute consultation with one of our student loan specialists1 to get the facts and develop your personalized plan.

Laurel Road helps borrowers qualify for an average of over $110k in federal student loan forgiveness.2 And as an Member Name, you can get a 20% discount on an annual forgiveness counseling membership.3

  • Understand your Income-Driven Repayment (IDR) and forgiveness options.
  • See if you qualify and help you stay on track for Public Service Loan Forgiveness (PSLF).4
  • Compare simple refinancing options that could help you save on student loans.
  • If you're already in the right repayment program, we'll help you stay on track.
Student Loan Refinancing for Residents

Residents are eligible for $100 monthly payments throughout training.1

Manage your student loans during training with low monthly payments. Plus, Member Names get a 0.25% refinancing rate discount.2 Discover your personalized rate options online in only a few minutes—with no impact to your credit score!3

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

  • Competitive low rates
  • No application or origination fees
  • Additional 0.25% discount when you set up AutoPay4
  • Up to 12 months of forbearance available5
Student Loan Cashback Card

Member Names get a $100 cash bonus after activating.1

Introducing the first card that lets you redeem 2% cashback toward your student loans with any eligible servicer.2 You can earn $300 in introductory cashback rewards towards any eligible student loan after you spend $3,000 in the first 90 days with your Laurel Road Student Loan Cashback card,3 plus Member Names receive $100 cash bonus after activating.

View Cardmember Agreement | View Rates and Fees Table

  • $100 Cash Bonus
  • 2% Cashback
  • $300 Cashback Rewards
Laurel Road Loyalty CheckingSM

Switch to Loyalty Checking and you could earn up to $340.1,2

With Loyalty Checking, you could earn up to $20 cash reward for every month you make qualifying ACH direct deposits during the first 12 months.2

Member Names also get an exclusive $100 promotional bonus1—that’s up to $340 in your first year.

View Laurel Road Checking Rates & Fees

  • Member Names get an exclusive $100 promotional bonus
  • Earn up to $340 in your first year
  • No monthly maintenance fees
Laurel Road High Yield Savings®

Member Names get a $100 cash bonus1 for opening an account.

Member Names can earn competitive rates on your entire account balance and make every dollar count.

Plus, no minimum balance to open, and no monthly maintenance fees.

View Laurel Road High Yield Savings Rates & Fees

  • $0 monthly maintenance fees
  • Deposits are FDIC-insured2
  • No minimum balance to open
Personal Loans for Residents

Residents can borrow up to $45,0001 with low monthly payments during training.

If you are employed as a medical resident, you can borrow up to $45,0001 – with low monthly payments and lending decisions that consider what you’re likely to earn after residency.


Plus, Member Names get a 0.25% rate discount on a personal loan.2

  • Low fixed rates
  • No application, origination fees, or prepayment penalties
  • 0.25% AutoPay discount3
Laurel Road Linked Checking®

Lower your refi rate when you add a new checking account.

Open a Laurel Road Linked Checking® account during student loan refinancing and get an introductory 0.25% off your rate for the first 3 months. After that, your rate discount varies based on your total qualifying monthly direct deposit amount — you could lower your student loan refinancing rate by up to 0.80%.1

Direct Deposit Amount 3-month Intro Discount Post-Intro Discount*
$0 - $2,499 0.25% 0.00%
$2,500 - $7,499 0.25% 0.25%
$7,500+ 0.25% 0.55%
Student Loan Refinancing

Member Names get a 0.25% rate discount.1

Discover your personalized rate options online in only a few minutes—with no impact to your credit score!2

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

  • Competitive low rates
  • No application or origination fees
  • Additional 0.25% discount when you set up AutoPay3
  • 12 mo/ forbearance 4

TOOLS & RESOURCES

Content Collections

Build your financial knowledge with our curated collections of interactive content – designed to help you reach your goals on your own time.

All Resources

Browse our library of tailored resources and interactive guides – designed to help you get your financial goals on track.

TESTIMONIALS

Don't take our word for it. Hear more from our members.

laurel-road
It was really stressful in residency…I wish I had known earlier that I could have refinanced my loans – even with a lesser income – and help put an end to that stress during residency.
Dr. Jeremy K.
Osteopathic Physician
laurel-road
I have refinanced other loans, but never as easily as with Laurel Road. The online services they offered made this refi a snap, and their rates were lower than other banks, too.
Dr. Peterson
Physician, Student Loan Refi Customer
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I think it’s great to have products for doctors because we have an unusual trajectory where we have high earning potential, but don’t always qualify for much on paper.
Dr. Linda D.
Child & Adolescent Psychiatrist
Frequently Asked Questions

Have questions? We've got answers.

View All FAQs