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Comparing Income-Driven Repayment (IDR) Plans

If you have federal student loans, you could have multiple paths to forgiveness through an IDR plan. Compare different IDR plans – including the new Saving on a Valuable Education (SAVE) plan – here.

8 Resources

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1.
Dad researching IDR programs

Pros and Cons of Income-Driven Repayment (IDR)

The federal IDR program is designed to help student loan borrowers by setting up a repayment structure based on adjusted gross income and family size...

10 min read

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2.
Focused young Indian woman sitting at a table and calculates income-driven repayment

Recent Changes to Income-Driven Repayment (IDR) Plans

Let's explore the recent changes to the federal IDR program, including the Saving on A Valuable Education (SAVE) plan.

8 min read

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3.
a professional in Income-driven Repayment Program

Types of Income-Driven Repayment Plans for Your Career

Federal student loan borrowers have a number of repayment options to choose from, including Income-Driven Repayment (IDR). This guide takes a look at...

13 min read

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4.
Young doctor learning about federal student loan repayment and forgiveness under SAVE plan

Saving on a Valuable Education (SAVE), Explained

SAVE, which replaces Revised Pay As You Earn (REPAYE), has several important distinctions from its predecessor plan, and is likely the best option for...

14 min read

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5.
Interest Accrual Changes in the New SAVE Plan

Interest Accrual Changes in the New SAVE Plan

Watch to learn about changes to interest accrual under the new Saving on A Valuable Education (SAVE) plan.

00:27 min

6.
Students using their laptops to search for income-driven repayment (IDR) income limits.

Income-Driven Repayment (IDR) Income Limits

Read on to learn about how income limits pertain to IDR plans, including enrollment thresholds, requirements, the advantages of IDR for low-income ind...

6 min read

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7.
businesspeople walking up stairs learning about PAYE

A Guide to Pay As You Earn (PAYE) Student Loan Repayment

Pay As You Earn – known by its acronym PAYE – is one of multiple IDR plans available to federal borrowers. Read on to learn more.

11 min read

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8.
woman learning about income contingent repayment

What is Income-Contingent Repayment (ICR)?

Income-Contingent Repayment, or ICR, is one of the plan options under the federal government’s Income-Driven Repayment (IDR) program that’s design...

12 min read

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